:root{--baker-blue:#0000a0;--baker-blue-dark:#00006f;--baker-blue-soft:#eef2ff;--border:#d8dce6;--text:#222733;--muted:#667085;--background:#f6f7fa;--danger:#b42318;--success:#067647;--shadow:0 12px 38px #1321441c}*{box-sizing:border-box}html{background:var(--background);min-width:320px}body{color:var(--text);background:var(--background);margin:0;font-family:Arial,Helvetica Neue,Helvetica,sans-serif}a{color:var(--baker-blue)}button,input,select,textarea{font:inherit}button{cursor:pointer}.site-header{border-bottom:1px solid var(--border);background:#fff}.site-header-inner{justify-content:space-between;align-items:center;gap:32px;width:min(1180px,100% - 40px);min-height:100px;margin:0 auto;display:flex}.site-logo{width:255px;height:auto;display:block}.site-nav{flex-wrap:wrap;justify-content:flex-end;gap:22px;display:flex}.site-nav a{color:#303642;font-size:14px;font-weight:700;text-decoration:none}.site-nav a:hover{color:var(--baker-blue)}.site-footer{border-top:1px solid var(--border);width:min(1180px,100% - 40px);color:var(--muted);justify-content:space-between;gap:30px;margin:50px auto 0;padding:30px 0 45px;font-size:14px;display:flex}.site-footer p{margin:6px 0 0}.page-shell{width:min(1080px,100% - 32px);margin:36px auto}.content-card{border:1px solid var(--border);box-shadow:var(--shadow);background:#fff;border-radius:14px;padding:30px}.page-title{color:var(--baker-blue);margin:0;font-size:clamp(28px,4vw,42px)}.page-intro{color:var(--muted);line-height:1.6}.claim-layout{width:min(930px,100% - 28px);margin:34px auto}.claim-header{text-align:center;margin-bottom:25px}.claim-header .site-logo{margin:0 auto 22px}.paper-link{margin:10px 0;font-weight:700}.claim-steps{grid-template-columns:repeat(5,1fr);gap:12px;margin:28px 0 34px;padding:0;list-style:none;display:grid}.claim-step{border:1px solid var(--border);text-align:center;min-height:58px;color:var(--muted);background:#fafbfc;border-radius:10px;justify-content:center;align-items:center;padding:10px;font-size:13px;font-weight:700;display:flex}.claim-step.active{color:#fff;border-color:var(--baker-blue);background:var(--baker-blue)}.claim-step.complete{color:var(--baker-blue);background:var(--baker-blue-soft);border-color:#8da2fb}.claim-card{border:1px solid var(--border);box-shadow:var(--shadow);background:#fff;border-radius:14px;padding:32px}.claim-card h2{color:var(--baker-blue);margin-top:0}.claim-section-copy{color:var(--muted);margin-top:-5px}.claim-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;display:grid}.claim-grid .full-width{grid-column:1/-1}.claim-field{flex-direction:column;gap:7px;display:flex}.claim-field label{font-size:14px;font-weight:700}.claim-field label.required:after{content:" *";color:var(--danger)}.claim-field input,.claim-field select,.claim-field textarea{width:100%;color:var(--text);background:#fff;border:1px solid #b9c0ce;border-radius:7px;outline:none;padding:11px 12px}.claim-field input:focus,.claim-field select:focus,.claim-field textarea:focus{border-color:var(--baker-blue);box-shadow:0 0 0 3px #0000a01a}.claim-field textarea{resize:vertical;min-height:105px}.field-help{color:var(--muted);font-size:12px;line-height:1.45}.form-divider{border:0;border-top:1px solid var(--border);grid-column:1/-1;margin:4px 0}.claim-actions{justify-content:space-between;gap:15px;margin-top:28px;display:flex}.claim-button{color:#fff;background:var(--baker-blue);border:0;border-radius:7px;min-width:110px;padding:12px 22px;font-weight:700}.claim-button:hover{background:var(--baker-blue-dark)}.claim-button.secondary{color:var(--baker-blue);border:1px solid var(--baker-blue);background:#fff}.claim-button.danger{color:var(--danger);background:#fff;border:1px solid #f0aaa4}.claim-button:disabled{cursor:not-allowed;opacity:.6}.claim-item{border:1px solid var(--border);background:#fafbfc;border-radius:10px;margin-bottom:20px;padding:22px}.claim-item-heading{justify-content:space-between;align-items:center;gap:15px;margin-bottom:18px;display:flex}.claim-item-heading h3{margin:0}.certification{background:var(--baker-blue-soft);border:1px solid #c9d3ff;border-radius:10px;margin-top:28px;padding:18px;font-size:13px;line-height:1.65}.certification-check{align-items:flex-start;gap:10px;margin-top:14px;font-weight:700;display:flex}.certification-check input{margin-top:4px}.form-error{color:var(--danger);background:#fff1f0;border:1px solid #f7b7b2;border-radius:8px;margin-bottom:18px;padding:12px 14px}.confirmation-card{text-align:center;width:min(760px,100% - 30px);margin:60px auto}.confirmation-number{color:var(--baker-blue);background:var(--baker-blue-soft);letter-spacing:1px;border-radius:8px;margin:18px 0;padding:12px 18px;font-size:24px;font-weight:800;display:inline-block}@media (max-width:800px){.site-header-inner{flex-direction:column;align-items:flex-start;padding:20px 0}.site-nav{justify-content:flex-start;gap:14px}.claim-steps,.claim-grid{grid-template-columns:1fr}.site-footer{flex-direction:column}}@media (max-width:520px){.claim-card,.content-card{padding:20px}.claim-actions{flex-direction:column-reverse}.claim-button{width:100%}}.admin-shell{background:#f4f6fa;grid-template-columns:245px minmax(0,1fr);min-height:100vh;display:grid}.admin-sidebar{border-right:1px solid var(--border);background:#fff;flex-direction:column;min-height:100vh;padding:24px 18px;display:flex}.admin-logo{width:190px;height:auto;margin-bottom:30px}.admin-nav{flex-direction:column;gap:8px;display:flex}.admin-nav a{color:#303642;border-radius:7px;padding:11px 13px;font-weight:700;text-decoration:none}.admin-nav a:hover{color:var(--baker-blue);background:var(--baker-blue-soft)}.admin-account{border-top:1px solid var(--border);flex-direction:column;gap:6px;margin-top:auto;padding-top:22px;font-size:13px;display:flex}.admin-account span{color:var(--muted)}.admin-account button{border:1px solid var(--border);background:#fff;border-radius:6px;margin-top:9px;padding:8px}.admin-content{min-width:0;padding:32px}.admin-page-heading{justify-content:space-between;margin-bottom:24px;display:flex}.admin-page-heading h1{color:var(--baker-blue);margin:7px 0 4px}.admin-page-heading p{color:var(--muted);margin:0}.admin-kpis{grid-template-columns:repeat(5,minmax(0,1fr));gap:15px;margin-bottom:22px;display:grid}.admin-kpis a{border:1px solid var(--border);color:inherit;background:#fff;border-radius:10px;padding:18px;text-decoration:none;box-shadow:0 5px 18px #1321440f}.admin-kpis a:hover{border-color:var(--baker-blue)}.admin-kpis strong,.admin-kpis span{display:block}.admin-kpis strong{color:var(--baker-blue);font-size:28px}.admin-kpis span{color:var(--muted);margin-top:5px;font-size:13px}.admin-filter-bar{grid-template-columns:minmax(260px,1fr) 220px auto;gap:12px;margin-bottom:18px;display:grid}.admin-filter-bar input,.admin-filter-bar select,.admin-form-grid input,.admin-form-grid select,.admin-form-grid textarea,.admin-panel textarea{border:1px solid #b9c0ce;border-radius:7px;width:100%;padding:10px 12px}.admin-filter-bar button,.admin-form-grid button,.admin-panel form>button{color:#fff;background:var(--baker-blue);border:0;border-radius:7px;padding:10px 18px;font-weight:700}.admin-table-card,.admin-panel{border:1px solid var(--border);background:#fff;border-radius:11px;box-shadow:0 7px 24px #13214412}.admin-table-card{overflow-x:auto}.admin-table{border-collapse:collapse;width:100%}.admin-table th,.admin-table td{border-bottom:1px solid var(--border);text-align:left;vertical-align:top;padding:14px 15px}.admin-table th{color:var(--muted);text-transform:uppercase;background:#fafbfc;font-size:12px}.admin-table td small{color:var(--muted);margin-top:4px;display:block}.admin-status{background:#eef1f5;border-radius:999px;padding:5px 9px;font-size:12px;font-weight:700;display:inline-block}.status-new,.status-pending,.status-pending_information{color:#934b00;background:#fff1d6}.status-open,.status-under_review,.status-sent{color:#164c96;background:#e8f1ff}.status-approved,.status-settled,.status-closed{color:#067647;background:#e8f8ef}.status-denied,.status-failed{color:#b42318;background:#fff0ee}.admin-detail-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;display:grid}.admin-panel{padding:22px}.admin-panel-wide{grid-column:1/-1}.admin-panel h2{color:var(--baker-blue);margin-top:0}.admin-form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;display:grid}.admin-form-grid label{flex-direction:column;gap:6px;font-size:13px;font-weight:700;display:flex}.admin-form-grid .full-width{grid-column:1/-1}.admin-definition-list{grid-template-columns:130px 1fr;gap:10px 15px;margin:0;display:grid}.admin-definition-list dt{color:var(--muted);font-weight:700}.admin-definition-list dd{margin:0}.admin-address-grid{grid-template-columns:1fr 1fr;gap:30px;display:grid}.admin-item-review{border-top:1px solid var(--border);padding:20px 0}.admin-item-review:first-of-type{border-top:0}.admin-item-summary span{color:var(--muted);margin-top:5px;display:block}.admin-timeline article{border-top:1px solid var(--border);padding:14px 0}.admin-timeline article:first-child{border-top:0}.admin-timeline small{color:var(--muted);margin-top:3px;display:block}.admin-timeline p{margin-bottom:4px;line-height:1.5}@media (max-width:1000px){.admin-kpis{grid-template-columns:repeat(2,minmax(0,1fr))}.admin-detail-grid{grid-template-columns:1fr}.admin-panel-wide{grid-column:auto}}@media (max-width:760px){.admin-shell{display:block}.admin-sidebar{min-height:auto}.admin-content{padding:20px}.admin-filter-bar,.admin-form-grid,.admin-address-grid{grid-template-columns:1fr}}.header-login-link{border:1px solid var(--baker-blue);background:var(--baker-blue);border-radius:7px;justify-content:center;align-items:center;min-height:36px;padding:8px 16px;display:inline-flex;color:#fff!important}.header-login-link:hover{background:var(--baker-blue-dark);color:#fff!important}.site-address{color:var(--muted);margin-top:12px;font-style:normal;line-height:1.55}.public-main{min-height:55vh}.public-header{background:#fff;border-bottom:1px solid #e4e7ec}.public-header-inner{justify-content:space-between;align-items:center;gap:30px;width:min(1180px,100% - 40px);min-height:96px;margin:0 auto;display:flex}.public-brand{color:#192673;align-items:center;gap:16px;font-weight:800;text-decoration:none;display:flex}.public-brand img{width:165px;height:auto}.public-brand span{max-width:220px;line-height:1.25}.public-header-actions{align-items:center;gap:12px;display:flex}.header-text-link,.header-primary-link{border-radius:7px;padding:11px 17px;font-size:14px;font-weight:800;text-decoration:none}.header-text-link{color:#192673;border:1px solid #cdd3e3}.header-primary-link{color:#fff;background:#192673}.public-navigation{background:#7177a8}.public-navigation-inner{flex-wrap:wrap;justify-content:center;align-items:center;width:min(1180px,100% - 40px);min-height:52px;margin:0 auto;display:flex}.public-navigation a{color:#fff;padding:17px 16px;font-size:13px;font-weight:800;text-decoration:none}.public-navigation a:hover{background:#19267347}.home-hero{background-color:#192673;background-image:url(/home-image.jpg);background-position:50%;background-repeat:no-repeat;background-size:100%;align-items:center;min-height:430px;display:flex;position:relative;overflow:hidden}.home-hero-overlay{background:linear-gradient(90deg,#141f60f0 0%,#192673c7 45%,#19267338 100%);position:absolute;inset:0}.home-hero-content{z-index:1;color:#fff;width:min(1180px,100% - 40px);margin:0 auto;padding:54px 0;position:relative}.hero-eyebrow,.section-heading span,.contact-strip span{letter-spacing:.13em;text-transform:uppercase;margin-bottom:12px;font-size:13px;font-weight:900;display:block}.home-hero h1{color:#fff;letter-spacing:-.025em;max-width:700px;margin:0;font-size:clamp(40px,4vw,56px);line-height:1.08}.home-hero p{color:#fff;max-width:650px;margin:22px 0 0;font-size:19px;line-height:1.65}.hero-actions{flex-wrap:wrap;gap:14px;margin-top:30px;display:flex}.button{border-radius:7px;justify-content:center;align-items:center;min-height:48px;padding:12px 22px;font-size:14px;font-weight:900;text-decoration:none;display:inline-flex}.button-primary{color:#fff;background:#192673}.button-secondary{color:#192673;background:#fff}.button-outline{color:#192673;background:0 0;border:1px solid #192673}.button-light{color:#192673;background:#fff}.button-outline-light{color:#fff;border:1px solid #ffffffb3}.public-section{width:min(1180px,100% - 40px);margin:0 auto;padding:80px 0}.public-section-narrow{width:min(860px,100% - 40px)}.section-muted{background:#f5f6fa;width:100%;max-width:none;padding-left:max(20px,50vw - 590px);padding-right:max(20px,50vw - 590px)}.section-heading{text-align:center;max-width:760px;margin:0 auto 30px}.section-heading.align-left{text-align:left;margin-left:0}.section-heading span{color:#7177a8}.section-heading h2{color:#192673;margin:0;font-size:clamp(31px,4vw,47px);line-height:1.15}.section-intro,.prose-content p{color:#626b7a;font-size:18px;line-height:1.85}.center-action{text-align:center;margin-top:30px}.service-grid,.coverage-grid,.testimonial-grid{gap:20px;display:grid}.service-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.coverage-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.service-card,.coverage-card,.testimonial-card,.callout-card{background:#fff;border:1px solid #e2e5ed;border-radius:12px;padding:28px;box-shadow:0 10px 28px #19267312}.service-card img{object-fit:contain;width:72px;height:72px}.service-card h3,.coverage-card h3,.callout-card h3{color:#192673;font-size:21px}.service-card p,.coverage-card p,.testimonial-card p,.callout-card p{color:#697181;line-height:1.7}.service-card a{color:#192673;font-weight:900;text-decoration:none}.split-feature{grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);align-items:center;gap:60px;display:grid}.split-feature-image img{border-radius:18px;width:100%;box-shadow:0 20px 48px #19267329}.split-feature>div>p{color:#626b7a;font-size:18px;line-height:1.8}.testimonial-section{background:#f5f6fa;padding:80px max(20px,50vw - 590px)}.testimonial-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.testimonial-card strong,.testimonial-card span{display:block}.testimonial-card strong{color:#192673}.testimonial-card span{color:#7b8391;text-transform:uppercase;margin-top:3px;font-size:13px}.contact-strip{color:#fff;background:#192673;justify-content:space-between;align-items:center;gap:30px;padding:55px max(20px,50vw - 590px);display:flex}.contact-strip h2{color:#fff;margin:0}.contact-strip-actions{flex-wrap:wrap;gap:12px;display:flex}.page-hero{color:#fff;background:linear-gradient(90deg,#192673eb,#1926738c),url(/banner-image-2.jpg) 50%/cover;align-items:center;min-height:330px;display:flex}.page-hero-content{width:min(1180px,100% - 40px);margin:0 auto}.page-hero h1{color:#fff;margin:0;font-size:clamp(42px,6vw,68px)}.page-hero p{color:#fff;max-width:680px;margin-bottom:0;font-size:19px}.numbered-list,.check-list{color:#626b7a;font-size:17px;line-height:1.8}.callout-card{background:#f5f6fa;margin-top:35px}.faq-list{gap:12px;display:grid}.faq-item{background:#fff;border:1px solid #dfe3ec;border-radius:9px;padding:0 20px}.faq-item summary{color:#192673;cursor:pointer;padding:20px 0;font-weight:900}.faq-item p{color:#626b7a;margin-top:0;padding-bottom:20px;line-height:1.7}.public-footer{color:#fff;background:#111b55;padding:48px max(20px,50vw - 590px)}.public-footer-grid{grid-template-columns:1.15fr .85fr 1fr;gap:50px;display:grid}.public-footer strong{margin-bottom:14px;display:block}.public-footer address,.public-footer p{color:#ffffffbf;margin:0;font-size:14px;font-style:normal;line-height:1.75}.public-footer nav{flex-direction:column;gap:8px;display:flex}.public-footer a{color:#ffffffd6;text-decoration:none}@media (max-width:960px){.service-grid,.coverage-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.split-feature{grid-template-columns:1fr}.public-footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:720px){.public-header-inner{flex-direction:column;align-items:flex-start;padding:18px 0}.public-brand span{display:none}.public-navigation-inner{justify-content:flex-start}.public-navigation a{padding:14px 10px;font-size:12px}.home-hero{min-height:500px}.home-hero h1{font-size:clamp(40px,11vw,54px)}.service-grid,.coverage-grid,.testimonial-grid,.public-footer-grid{grid-template-columns:1fr}.contact-strip{flex-direction:column;align-items:flex-start}}@media (max-width:1100px){.home-hero{background-size:auto 100%;min-height:450px}}@media (max-width:720px){.home-hero{background-position:58%;background-size:auto 100%;min-height:480px}.home-hero-content{padding:48px 0}.home-hero h1{max-width:520px;font-size:clamp(38px,10vw,50px)}}.claim-honeypot{opacity:0!important;pointer-events:none!important;width:1px!important;height:1px!important;position:absolute!important;top:auto!important;left:-10000px!important;overflow:hidden!important}
